Disability Topics

Free Disability & SSI Evaluation

Disability Benefits

Who Can Get Disability

The Earnings Requirement

Rules for "Recent Work"

Apply for Disability Benefits

When You Should Apply

Benefit Topics

Social Security and Retirement

Qualify for Retirement Benefits

How Much are Benefits

Full Retirement Age

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Survivors Topics

Survivors Insurance

Earn Survivors Insurance

Surviving Divorced Spouse

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Applying for Benefits

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SSI Topics

What is SSI

How Much Can You Get

How Do You Qualify

Rules You Must Meet

Medicare Topics

Hospital Insurance Part A

Medicare Insurance Part B

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Supplemental Income SSI

Supplemental Security Income

Disability and Social Security

Disability

Free Supplemental Security Evaluation

If you are a filing for Supplemental Security Income(SSI) for the first time, then fill in the form below to get a FREE, NO OBLIGATION Evaluation from an advocate in your area.

The form below will put you in touch with the people you need to file for SSI as well as assist those who are reapplying or appealing a decision.ﾠ

If you have already applied on your own and have been denied, don't worry, usually more than 60% of the time people are denied on their first attempt. Put your mind at ease, just fill out the form and have a disability advocate help you get the benefits you deserve.

What is SSI?

SSI, or Supplemental Security Income, is a federal program that provides monthly payments to people who do not have much income or own many things. SSI is for elderly people, as well as blind or disabled people of any age, including children.

To get SSI, you must:
    • Be age 65 or older; or
    • Be totally or partially blind; or
    • Have a medical condition that keeps you from working and is expected to last at least
       one year or result in death.

There are different rules for children.

How much can you get?

The basic monthly SSI payment for 2010 is the same nationwide. It is:
    • $674 for one person; or
    • $1,011 for a couple.

Not everyone gets the same amount. You may get more if you live in a state that adds money to the federal SSI payment. Or you may get less if you or your family have other income. Where and with whom you live can determine if you qualify for SSI and make a difference in the amount of your SSI payment.

How do you qualify for SSI?

Your income and resources

Whether you can get SSI depends on your income and resources (the things you own).

Income

Income is money you receive such as wages, Social Security benefits and pensions. Income also includes such things as food and shelter. The amount of income you can receive each month and still get SSI depends partly on where you live. You can call the SSA to find out the income limits in your state.

Social Security does not count all of your income when they decide whether you qualify for SSI. For example, they do not count:
    • The first $20 a month of most income you receive;
    • The first $65 a month you earn from working and half the amount over $65;
    • Food stamps;
    • Shelter you get from private nonprofit organizations; and
    • Most home energy assistance.

If you are married, they also include part of your spouse’s income and resources when deciding whether you qualify for SSI. If you are younger than age 18, they include part of your parents’ income and resources. And, if you are a sponsored noncitizen, they may include your sponsor’s income and resources.

If you are a student, some of the wages or scholarships you receive may not count.

If you are disabled but work, Social Security does not count wages you use to pay for items or services that help you to work. For example, if you need a wheelchair, the wages you use to pay for the wheelchair do not count as income when they decide whether you qualify for SSI.

Also, Social Security does not count any wages a blind person uses for work expenses. For example, if a blind person uses wages to pay for transportation to and from work, the wages used to pay the transportation cost are not counted as income.

If you are disabled or blind, some of the income you use (or save) for training or to buy things you need to work may not count.

Resources (things you own)

Resources that they count in deciding whether you qualify for SSI include real estate, bank accounts, cash, stocks and bonds.

You may be able to get SSI if your resources are worth no more than $2,000. A couple may be able to get SSI if they have resources worth no more than $3,000. If you own property that you are trying to sell, you may be able to get SSI while trying to sell it.

Social Security does not count everything you own in deciding whether you have too many resources to qualify for SSI. For example, they do not count:
    • The home you live in and the land it is on;
    • Life insurance policies with a face value of $1,500 or less;
    • Your car (usually);
    • Burial plots for you and members of your immediate family; and
    • Up to $1,500 in burial funds for you and up to $1,500 in burial funds for your spouse.

Other rules you must meet

To get SSI, you must live in the U.S. or the Northern Mariana Islands and be a U.S. citizen or national. In some cases, noncitizen residents can qualify for SSI.

If you are eligible for Social Security or other benefits, you should apply for them. You can get SSI and other benefits if you are eligible for both.

If you live in certain types of institutions, you may get SSI.

If you live in a city or county rest home, halfway house or other public institution, you usually cannot get SSI. But there are some exceptions.

If you live in a publicly operated community residence that serves no more than 16 people, you may get SSI.

If you live in a public institution mainly to attend approved educational or job training to help you get a job, you may get SSI.

If you live in a public emergency shelter for the homeless, you may get SSI.

If you live in a public or private institution and Medicaid is paying more than half the cost of your care, you may get a small SSI benefit.